PILOT Now onboarding pilot merchants

Accept crypto payments, securely.

Get paid in USDT on TRON and Ethereum. No monthly fee — you only pay per transaction. Integrate with a payment link or API, and withdraw to your own wallet with 2FA and multi-approval protection.

Pilot program · Accounts are reviewed before activation · No setup fee

Network
USDT
TRC-20 & ERC-20
Integration
Link · API
Checkout · Webhook · SDK
Pricing
Per transaction
no monthly fee
Withdrawals
Protected
2FA · multi-approval
Features

Every step of getting paid, under your control

More than a payment gateway — balances, withdrawals, security and integration in one place.

USDT payments

Accept USDT on TRC-20 (low fees) and ERC-20 (Ethereum). Your customer pays on the network they prefer.

Balance & secure withdrawals

Payments settle to your paywco balance. Withdraw to your own wallet — network fees are on us. Every withdrawal is protected by 2FA, an address allow-list and multi-approval.

You choose who pays the fee

Absorb the transaction fee or pass it to your customer — set fee_payer on each invoice.

Hosted checkout + API + Webhooks

A no-code payment link, a REST API, signed webhooks and a Node.js SDK. Start at the level that fits you.

Merchant dashboard

Balances, payments, withdrawals and security settings in one panel. Reports and exports are rolling out during the pilot.

Verified merchants

Every account is reviewed before activation. Business verification (KYB) is required for live payments — it keeps the network safe for everyone.

How it works

Live in three steps

No enterprise integration project. A payment link or a few lines of code.

STEP 1

Apply

Request access. We review your business and activate your account — test mode first, live after verification.

STEP 2

Integrate

Payment link, hosted checkout or API — you can go live the same day.

STEP 3

Get paid & withdraw

Payments land in your balance. Withdraw to your own allow-listed wallet — network fees are on us.

Integration

Integrate in minutes

Create an invoice and send your customer to the hosted checkout. paywco handles payment detection, confirmations and webhooks.

  • REST API — clean endpoints + Node.js SDK (more languages coming)
  • Webhooks — signed notifications when a payment is confirmed
  • Test mode — test API keys to build and try before going live
create-invoice.js Node.js
import { Paywco } from '@paywco/sdk';

// Initialise with your secret key
const paywco = new Paywco({ apiKey: process.env.PAYWCO_SECRET });

const invoice = await paywco.invoices.create({
  amount: '49.99',
  currency: 'USD',
  asset: 'USDT_TRC20',      // or 'USDT_ERC20'
  fee_payer: 'customer',    // who pays the fee?
  order_id: 'ORD-1043',
  success_url: 'https://shop.com/thanks',
});

// Send your customer to the hosted checkout
res.redirect(`https://paywco.in/checkout.html?i=${invoice.id}`);▌
Security

Your funds, protected

Security is not a feature we add later — it is how paywco is built.

Multi-approval withdrawals

Treasury withdrawals need independent approvals with fresh Google sign-in — no single point of failure.

Isolated signing

Keys live on a separate, locked-down signing server. Application servers never hold private keys.

Full audit trail

Every admin and security action is logged and reviewable.

Emergency freeze

One switch halts withdrawals and signing — per asset or system-wide.

Request early access

We are onboarding a limited number of merchants in our pilot. Tell us about your business and we will get back to you.

By submitting, you agree that we may contact you about the pilot program.